Thank you, Luz and Ben, for all your help on making a smooth loan process, we really appreciate founding your business for our loan needs and will be happy to refer you guys and going forward with doing business with you again

I am so thrilled to give an excellent review! I am a real estate broker and just closed one of the smoothest transactions ever! Ben and his team go above and beyond and our clients are now in their first home seamlessly! I highly recommend working with Ben on all of your lending needs:)

The Bhangu Lending Team is the best! Call them for your lending needs! Recommend 100%. These past weeks have been a rollercoaster of emotions. There is no doubt that God sends angels to our lives to help us achieve our goals. Being patient taught me that Gods timing is always the right timing to make things happen in your favor. I am blessed to have worked with this amazing team. Ben and Luz made the loan process easy and answered all my million and one questions that made me confident that this can be possible. They were always a call or text away! They made this transaction easy and they explained amazingly everything so I could understand. Who drives from Yuba City to Ukiah to congratulate you and hand deliver a basket full of goodies? They did! They made this experience very personal and I am grateful. If anything I gained a lifetime friendship with them. I will forever be thankful with them for helping me throughout this process. May God Bless them 🙏🏽

As a Realtor of 33 years, I understand the importance of a knowledgeable and reliable Team members to best service our valued clients. Ben has been a reliable friend and valuable colleague for many of those years. Both Ben and Luz are wonderful individuals and are exceptional in their field...always have the answers and and readily bring their A-game. Their integrity is unparalleled, a definite virtue in the lending field. I trusted Ben to have the home buyer securely pre-approved for the purchase. Further, he pulled the proverbial rabbit out of his hat to make this last transaction come to fruition and on time! Thank you to Ben Bhangu, the Home Lian Guru!

Ben and team were a pleasure to work with. Answered all questions in a timely matter and went above and beyond in our refinance. Will be using again and referring friends/family.

Ben was great. A home loan can be super confusing, but Ben was able to walk me through the whole process and answer all my questions.

I had the pleasure of working with Ben securing our new home and the experience was amazing. He explained every step of the loan process in great detail and kept us informed at all times. Working with him was made easy and he displayed great patience and sincerity. I couldn't have asked for a better experience and I was left very happy.

Ben was amazing super patient and helpful throughout the entire process 10 out of 10 would highly recommend

Ben and his team were amazing! Communication every step of the way, all questions answered, and closed on time! Wonderful working with you!

Ben and his entire team are the greats people to work with. They made the purchase process very easy.

Ben, Luz and the team have done a few mortgages for our family. They are well organized kind and efficient. One of our deals was a nightmare and wouldn’t have happened without them! I couldn’t recommend them more highly. And they’re not even the only mortgage brokers that are friends of mine I work with them over the others! If your in the greater Sacramento, Yuba and Sutter areas look no further for your mortgage team.

I recently worked with the Bhangu lending team and it was wonderful experience. Ben is extremely knowledgeable and welcoming. Ben and Luz made the whole process smooth and easy to understand with excellent communication. I highly recommend The Bhangu team!

Ben has been our mortgage broker through a home puchase, several refinances, and our latest equity loan. He's always friendly and professional but what my wife and I realy appreciate is that he's always so easy to get in touch with and always replies quickly to our calls and texts. We've recommended Ben to several friends who've needed a mortgage broker.

My wife and I are so thankful to have chosen Ben Bhangu for are first home loan. He welcomed and treated us like family. From day one everything was simple explaining all of are options and what we can and can’t do while trying to buy are first home. Anytime we had a question Ben and Luz were just a phone call, email or text away answering all my questions. We appreciate all there help throughout loan process and even after closing. Thank you very much

We have purchased our homes and Refinanced a couple of them too, we have Always trusted Ben Bhangu and his Team. Ben is very clear and provides all the information you need to make your purchase a success.

Great experience! Was very informative. I highly recommend Ben for home loans. For my next home I will definitely return to Ben.

Ben and Luz were great with assisting us with our home loan, and finding us the best interest rate and insurance! Highly recommend.

Was a Great Experience working With Ben threw out The Process of purchasing my first home he was always a phone call away for any questions and was always good with explaining all the new information a first time home buyer would encounter.

The Bhangu Lending Team were HIGHLY recommended by our local real estate agent Gordon Stringfield with RE/MAX Gold. Both Ben and Luz were welcoming and professional. They made the lending process stress free. With their guidance and help I am excited to be in my Forever Home!

The combination of knowledge, professionalism and customer service made working with Ben a pleasure.

It was a great pleasure once to work with Ben Bhangu & Luz once again. Ben, and Luz are always very efficient!

Courteous, prompt and accurate service for Ben and his team!

Ben and his team closed my last transaction in 11 working days. Ben is the best in consultation with clients, always willing to take the time to explain and always recommending what is best for the client. Recently, my client said they were more confident now that they are working with Ben. He is my go-to always.

Ben Bhangu was very responsive and easy to work with. I highly recommend him for your loan.

Ben, Luz did an amazing job again. Process was smooth throughout the entire loan. They kept me informed on every step, Very professional and knowledgeable. Definitely recommend to everyone, give them a chance and you will be very amazed with their work. Thank you BEN, LUZ

Gracias Ben y Luz por ayudarnos con la compra de nuestra casa. El Profesionalismo y dedicación con la que trabajan es admirable , ya que nos ayudaron paso a paso con todos los tramites y siempre contestaron todas nuestras preguntas lo más claro posible. Sin duda alguna hacen el mejor equipo !! Fam Robles

I recently worked with Ben for my home loan and couldn't be more satisfied. From the beginning, Ben demonstrated exceptional professionalism and knowledge, explaining all my options clearly and answering all my questions promptly. They were committed to securing the best terms for my loan, keeping me informed throughout the process. Their attention to detail made the experience seamless and stress-free. I highly recommend Ben for anyone in need of a loan. Their service and dedication are truly outstanding. Thank you for making my home buying experience a positive one!

Ben and Luz were amazing throughout the entire loan process. They are extremely knowledgeable and were able to guide my first time home buyers with ease. Very thankful for their dedication and communication. Awesome work!

It’s not very often that I post a review of lenders. In my 24-year career in RE, I think I only gave reviews for Jeremy Kurtz and Ian Essary. This is my third one and well deserved. I usually represent sellers, so I don’t really get much opportunity to choose which lenders to work with. Like others, I received an offer with Ben’s pre-qual letter attached to it. I can be totally honest, and say that without Ben’s doing and help, this deal would have never got into an escrow. I cannot disclose too much, but Ben was extremely instrumental in getting this one through. Throughout that whole process, he kept me (LA) in the loop without me reaching out and asking him which I often have to with other lenders. Keeping me posted with the process and updates without me reaching out, have saved me tremendous amount of time. This means a lot to me since I am always super busy. Ben’s professionalism was dead on. I have a very small pool lenders in my circle. So for me to post this, to me, it means that he really did a fabulous and tremendous job. You and Luz have been awesome. Keep it up, and thank you so much for everything.

The Bhangu Lending Services stands out as a reliable option for individuals seeking financial assistance. With a transparent and straightforward application process, customers can easily navigate through various loan options tailored to their needs. Moreover, The Bhangu Lending Services commitment to customer service is commendable, with knowledgeable representatives available to assist throughout the loan process. Their efficient approval and funding process ensure timely access to funds, enhancing overall customer satisfaction. Overall, The Bhangu Lending Services maintains a strong reputation for reliability, transparency, and customer service, making it a recommended choice for individuals seeking reputable loan lending solutions.

Hardest working lending team out there. We had an amazing experience working with Ben and Luz. We couldn’t have gotten our dream home for our merging family without them. Their endless hard work to the very end of closing will never get forgotten, we can’t thank and praise them enough. Wouldn’t trust anyone else to ever help get me into the house I love then them.

Ben, Luz and their team made the complicated process of getting a loan with a great rate, very simple. They kept me informed every step of the way and were transparent about the entire process. I’ll definitely be using their services again.

This is my second time doing a loan with Ben. He did an amazing job again. My loan was not easy, but he worked hard to get my loan approved. He got us a great rate and even closed the loan early. I highly recommend Ben and his team for a home loan.

Ben did an amazing job to say the least! He was able to help me work through any issue pertaining to the loan, one of the hurdles was huge and was able to get me a great loan deal! I will be recommending his services to all my friends and family when they are looking to purchase/refi a new/current home. True professional who doesn't stop until the work is done!

The Bhangu lending team is awesome. Friendly, caring and professional. Looking forward to my next deal. Thank you

It was a pleasure working with Ben. Always kept everyone on the transaction informed on a timely basis. It was a smooth & on time closing experience for our clients.

I recently worked alongside Ben and his assistant Luz to facilitate the purchase of a home for a homebuyer, and I must say, their dedication and professionalism made all the difference in securing a successful outcome for our buyer. Throughout the entire process, Ben and Luz consistently went above and beyond to ensure a smooth and seamless experience. Ben's commitment to communication was truly outstanding. Ben made it a priority to ensure that everyone involved in the real estate transaction was well-informed. He took the initiative to communicate with all parties, ensuring transparency and clarity throughout. Ben and Luz are an invaluable asset in the realm of home financing. Their dedication, professionalism, and commitment to client satisfaction set them apart in the industry. I wholeheartedly recommend Ben and Luz to anyone in need of reliable and dedicated support during the home loan process. Thank you, Ben and Luz, for your exemplary service and for making the dream of homeownership a reality for my buyer. ~Erika Johannsen REALTOR®, DRE#01831198 Aztec Real Estate

Ben was wonderful to work with -always on top of things, great communication, and got me a good loan.

It has been a great pleasure to collaborate with Ben Behangu, who consistently demonstrated exceptional commitment and dedication to ensuring a smooth and successful transaction for our client. Ben's unparalleled expertise and professionalism enabled him to go above and beyond in providing invaluable support and guidance throughout the loan process. His unwavering dedication to our client's needs truly set him apart, and we are incredibly grateful for his hard work and determination. Ben Behangu expertise and professionalism have proven to be invaluable assets to our team. We look forward to many more successful collaborations with Ben in the future. Thank you, Ben, for your outstanding contributions and unwavering commitment to excellence. Your hard work has truly made a difference, and we are grateful for the opportunity to work alongside such a talented professional. Sincerely, Antonio D. Cisneros REALTOR®️ DRE 02165262

My partner and I are first time homebuyers and had no idea how to even start the process. My realtor gave us Ben’s information and I’m so happy she did! Ben and Luz were on top of everything! I had many questions and no matter how small or how many times I would ask for clarification, Ben was always happy to answer! He explained things so my partner and I would fully understand the process and what the next steps were. I will always recommend Ben and would be more than happy to work with him again!

My wife and I were very pleased with the help of Ben. He was very attentive and answered questions in a timely manner. Very knowledgeable at what he does, and we would recommend him to anyone.

When we first started our journey in buying a house we had a lot of anxiety and stress until we found Ben. And he relieved all of that from us, he made everything easy to understand and the whole process went very smooth. When purchasing our next home we’ll definitely be using Ben. Thank you so much!

Ben was great to work with during the closing period. He was responsive, answered all of my questions and got the job done!

Great service! Very good communication!

Joey and his team were so helpful during our home buying process. He was so patient and explained everything to us as many times as we needed! They were quick, efficient, and got everything complete in time for us to have a short closing period. I highly recommend this team!!

Joey was a consummate professional throughout the entire transaction. Not only was he in constant communication with all sides, but his ability to make everyone involved feel taken care of is a true testament to his commitment to his clients. Would definitely recommend anyone looking for a Home Loan to give Joey and his team a call.

Joey Mejia was wonderful to work with and helped us have a smooth closing.

We recently had the pleasure of working with Joey Mejia and his team as the loan officer for the purchase of one of our listings, and we cannot express enough how exceptional his service was throughout the entire process. Joey represented the buyer on the loan side, and his professionalism, communication, and commitment to excellence truly set him apart. From the very beginning, Joey demonstrated a level of communication that instantly put us at ease. He was always available to address our questions and concerns, ensuring that we felt informed and confident at every stage of the loan process. His responsiveness and willingness to go above and beyond to assist us made the entire experience seamless and stress-free. One of the most impressive aspects of working with Joey was his ability to close the loan on time. In the world of real estate, timing is crucial, and Joey's efficiency and attention to detail ensured that we met all deadlines without a hitch. This reliability and dedication to meeting timelines speak volumes about his expertise in navigating the complexities of the lending process. Being a great local lender added another layer of value to Joey's services. His knowledge of the local market and understanding of regional nuances made a significant difference in securing the best terms for the loan. It's evident that Joey is not just a loan officer; he is a valuable resource for anyone navigating the real estate landscape in our community. In summary, Joey Mejia's professionalism, outstanding communication, on-time performance, and local expertise make him an exemplary loan officer. We wholeheartedly recommend Joey to anyone seeking a seamless, efficient, and stress-free lending experience. We am truly grateful for his expertise and dedication, and we would not hesitate to work with him again in the future.

Legacy Lending was easy to work with. Ben and his team made the purchase of our property effortless. Ben was sure to get everything completed in a very timely and professional manner. We highly recommend Legacy Lending.

It was wonderful getting to work with Joey on the purchasing side. He is professional, efficient, and gets it done! I will be looking forward to working with Joey in the near future!